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3 Steps to Get Started

  1. 1

    Complete the application

    Open our secure link and answer a few short questions. It uses a soft credit inquiry, so checking your available options will not affect your credit score.

  2. 2

    Choose an offer

    Choose from available loan offers. Sort by amount, rates, or your preferred monthly payment.

  3. 3

    Receive funds and start the project

    If approved, you can receive funding within 1–5 business days.

Financing options for your home

Make your home safer. Keep your budget in mind.

Home accessibility needs do not always wait for the perfect time. Review your options and choose what works best for your home, your timeline, and your budget.

  • Older couple putting a coin into a piggy bank

    Keep your savings available

    Keep more of your retirement or emergency savings available while you make the accessibility changes your home needs.

  • Older couple reviewing paperwork and a calculator together

    Find what fits your budget

    Review the available options side by side so you can see what works best for your home and budget.

  • Older woman entering payment details on a laptop

    Act on safety sooner

    Waiting to save up can mean months of managing the stairs. Monthly payments let you make the home safe now — and there's no penalty for paying the loan off early.

A word on total cost. Financing is a tool, not a discount — a longer term means a lower monthly payment but more interest paid overall. We'd rather you choose with the full picture: compare the total cost of each offer, not just the monthly figure, and remember you can always pay ahead with no penalty. Our concierge is happy to walk through the math with you.

At a glance

What you can expect

$1k–$250k
Available amounts may vary by lender and project.
1–5 days
If approved, funding can arrive within 1–5 business days.
3–7 years
Common repayment terms on personal loans.
Soft pull
Checking your options uses a soft credit inquiry and does not affect your credit score.
0% & HELOC
Select 0% intro APR and HELOC options may be available.
$0 to check
No cost and no obligation to see your offers.

Let’s Find the Right Solution For You

Answer a few quick questions to get started with Hearth and review what may be available. No obligation.*

Check my options

Financing, answered

Will checking my options affect my credit score?

No. Reviewing your available options uses a soft credit inquiry, which does not affect your credit score. A hard inquiry only happens later if you formally accept and apply for a specific loan.

What will I need to apply?

Just a few minutes and some basic information. To finalize a loan you choose, you’ll typically need proof of income, such as a recent pay stub, a W-2, or other income verification.

How quickly can I get the funds?

If approved, you can receive funding within 1–5 business days.

Can I pay my loan off early?

Yes. Loans found through Hearth’s lending partners have no prepayment penalties, so paying ahead simply saves you interest.

What can I finance?

California Mobility products and installations may include stairlifts, home lifts, wheelchair ramps, scooter lifts, and vertical platform lifts, along with the related installation work.

Who is Hearth, and how are they involved?

Hearth is California Mobility’s financing technology partner. Hearth connects customers with lending partners so they can review financing options in one place. Hearth does not make loans or make credit decisions. Loan terms, rates, amounts, fees, and approval decisions come from Hearth’s lending partners.

[ Required financing / legal disclaimer — pending approval ]

Placeholder: Financing is provided by third-party lenders through Hearth. California Mobility is not a lender and does not make credit decisions. Loan availability, rates, and terms are subject to lender approval and applicable conditions. Replace this copy with the approved Hearth disclosure before launch.